First up, National Association of Realtors just released home sales data:


* Home Sales Dive 16.7% In December.

Why? Tax credit was set to expire. Remember, it was extended through April 2010.

* Sales up 15% Over Dec 2008.

* Inventory fell 6% nationally.

* Nationally, 7+ month supply of homes.

* Average sales price in the country now…$178,300

* Sales down across the board..in all regions…all states.

* Prices down 12.9% in 2009 over 08. (Largest year over year decline in history)